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That is automatic, regimen, and requirements nothing away from you if the fund try genuine. What’s unlawful is actually purposely busting an enormous cash put to your reduced quantity to keep beneath the tolerance — that’s structuring, a federal offense long lasting supply of the cash. The new $ten,one hundred thousand reporting code is not related in order to mobile put limits (and this apply to checks); see what occurs when you deposit more than $ten,100000.